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Horizon School Division
Creating a better world, one student at a time.
AP 531 - Accident Insurance

The Division purchases accident insurance for all students and staff.  This insurance provides coverage during school hours and during school-approved and supervised activities including class-trips.

The Division provides parents/guardians with the option of purchasing extended accident insurance coverage for students to 24 hours a day including weekends and holidays, as well as term life insurance.


1.  At the beginning of the school year, schools will distribute brochures to all students to inform families who may wish to purchase the voluntary accident insurance and term life insurance extension.

2.  Parents will mail the application for extended insurance directly to the insurance company.

3.  When an accident occurs:
3.1.  The school will provide the following documents to parents/guardians: AF 531
3.1.1.  Insurance summary information;
3.1.2.  Student Accident Claim Forms;
3.2.  It is the parents’/guardians’ responsibility to submit the claim to the insurance company.
3.3.  The school must complete a AF-531 Student Accident Incident Report Form via the OpticRisk Platform.

Reference:  Sections 85, 87, 109, 110, Education Act

May 27, 2021